Applying For and Getting Social Security Disability Benefits
by: Kelley Wiseman
The process of applying for and getting Social Security Disability is very long and convoluted; hopefully, this article will shed some light on the things one can do to smooth out the process and what to expect along the way.
Once you have become disabled, do two things immediately,
Consult a competent disability attorney
Start the application process with the Social Security Administration. This link will take you directly to the Social Security website where you can find out more about applying online and the guidelines for disability.
Once you have started the process, the SSA will do two things, they will send you paperwork to be filled out and signed so that they may obtain medical records. It would be helpful here if you compiled a list of every doctor, hospital, clinic etc you have been to in the past 2 years. The more accurate information you can give them at this step the better it will be when they request the records for review later in the process.
Secondly, they will schedule a phone interview with you to ask some general questions about your working years, family etc. They will be able to tell you at this stage approximately how much disability you could receive each month if approved and also in you qualify for Social Security Supplemental Income. The amount you may receive depends on factors such as family size, years worked, overall wages etc.
The SSA will also send paperwork to be completed that concerns your disability directly and how it affects your everyday life. They ask numerous questions concerning ability to work, mobility, daily living, personal care etc. Answer them in as much specific detail as possible because this is one of the main documents that the examiners will review when deciding your case, so the more that you can tell them about how it affects your life the better. Your attorney can guide you in completing this paperwork.
Once all the paperwork is completed it will be sent, in most states, to the state disability determination bureau. The SAA has contracts with most states so that the state examiners review the first step of the application process for the SSA.
This review can take as much as 6 - 9 months. There is really nothing you can do at this stage other than gather any new medical records you may have and keep in contact with your attorney as he may advise you to make regular visits to your physician so that current documentation of your disability will be available for the second stage of the process.
I should point out one thing here, over 85% of all disability applicants fail at this stage, so do not get discouraged when you are not approved. It would be much better going into this stage expecting not to be approved. The SSA does this to weed out those who really do not qualify for disability or even need it. The SSA?s theory is, if the applicant is really disabled, they will be persistent and continue the process.
The second stage of the process is where a good disability attorney will be of great help.
This stage is called the reconsideration stage. Your attorney will file an appeal with the SSA requesting a reconsideration of your case based on certain facts. This is where the new medical documentation can be submitted to help your case. This stage generally takes about 3 months for the reconsideration.
The sad fact is you are just as likely to get turned down at this stage as you were at the first stage.
Once you have received the reconsideration denial from the SSA, consult with your attorney about the third stage of the process, the Administrative Hearing.
This process is by far the longest of the three, but the good news is that more than 85% of the cases get approved at this stage. So hang in there!!
Your attorney will file the paperwork with the SSA requesting an Administrative Hearing before the Administrative Law Judge.
Once the SSA receives your request, it can be anywhere from 9 months to 12 months before getting the actual hearing. This depends upon which state you live in and how many Administrative Law Judges hear the cases.
I know in my particular case, in Indiana, they have 3 judges that hear the cases for Indiana and some of the surrounding states so it can take many, many months to get to the actual hearing.
Once the hearing is scheduled, the SSA will send you and your attorney a notice of hearing, 20 days prior to the date of the hearing. Your attorney will then consult with you on how the hearings work, what questions the judges may ask, what questions he/she may ask you etc.
The hearing can be a scary thing, but your attorney will guide you and the judges understand your feelings so just answer all questions to the best of your ability.
Once your case has been approved, the Administrative Law Judge can issue a ruling for immediate payments. You will receive a lump sum payment from the SSA that covers from the sixth month after you first applied to the current month, the SSA has a 6 month waiting period before disability payments can begin even in the cases that get approved in the first stage.
After the lump sum payment you will receive monthly checks.
As you can see, the process for getting SSA disability is indeed long and tedious, but having a good attorney and being prepared for each stage can go along way in smoothing out the process an easing your fears.
This article is just an outline of the process of applying and the pitfalls one may encounter along the way, but hopefully one can gain some insight into the process an know what to expect.
About The Author
Kelley Wiseman is the owner of DMJ Enterprises and creator of the Best Of The Home and DMJ Enterprises websites. Best Of The Home and DMJ Enterprises are popular home and garden websites featuring products for every corner of your home and garden including Quality Indoor and Outdoor Furniture, Children's toys, gardening supplies, Plush Pelts and more. Please visit both sites for your entire home, garden and family needs. Article Source: http://www.bestofthehome.com
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Learn the Inside Scoop To Video Game Cheats, Reviews and Previews
Learn the Inside Scoop To Video Game Cheats, Reviews and Previews
by: Charles Edwin
You know, nobody likes a cheater. But when it comes to discovering video game cheats, "cheating" isn't what you're doing. I prefer to think of it as "discovering shortcuts, tips and tricks," or video game hints.
Video games have gotten so complex, since the days of Rubix Cubix and Donkey Kong, that the game authors have purposely thrown in some back doors and other shortcuts to aid the exhausted players. However there is a problem, most of these back doors are so well hidden that these same authors have to leak the game cheats or no one would ever find them on their own.
Video game cheat sheets, codes and game hints are sort of useless if you don't own any video games. Well I'm sure if you have games you probably beat them fast with the aid of cheat sheets, but with online video game stores you can beat more and pay less!
Any web site worth visiting...
Learn the Inside Scoop To Video Game Cheats, Reviews and Previews
Hearing aid > Learn the Inside Scoop To Video Game Cheats, Reviews and Previews
5 Steps for Building Self-Confidence
5 Steps for Building Self-Confidence
by: Arina Nikitina
Self-confidence is an all important trait you need to acquire in today's fast-paced world. For one thing, you must have confidence in yourself first to earn the confidence and respect of others.
The following strategies may be useful to overcome such self-conquering thought habits. Consider these steps as the building blocks for greater confidence in any aspect of your life.
1. Concentrate on your strengths rather than on your weaknesses.
Confidence comes from within. You have to concentrate on the positive things about yourself. Remember the past is over; you can only change the future. Write down ten positive things about yourself.
Concentrate on your potentials. These are the reasons you should love yourself and have high self-confidence in yourself. Give yourself credit for every positive thing you have written about yourself. Remember, you?re somebody special. ...
5 Steps for Building Self-Confidence
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How To Get Broadband
How To Get Broadband
by: Neil Shevlin
Getting broadband services getting easy, but research still required
Broadband Internet services have become more the norm today, unlike the dial-up days of the late 1990s. With greater amounts of information needing to travel at faster and faster speeds over the Internet and the greater number of telecommuters every year, the need for broadband Internet has stretched beyond the board room and into the home office. So it is clearly more important than ever for everyone to know how to get broadband.
Getting broadband service, like, for example, DSL, is not difficult. There are many providers, and even many phone companies are getting into the game today as well. But finding a service provider, while not being very difficult, also requires a self-evaluation first. One must ask themselves before seeking out a broadband service provider, just what they?ll be needing broadband service for.
For most...
How To Get Broadband
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Lemons for Asthma Attacks and Other Illnesses
by: Rudy Silva
Lemons, they are one of the best fruits to use if you are sick or have asthma.
Learn why and how you need to use them if you have asthma
Most people shy away from lemons because they are sour.
Or, they make lemon juice and then kill their beneficial effects by adding sugar. Well, here is what your are missing if you don't drink fresh natural lemon aid every morning.
For asthma, lemon juice is great because it,
It is antiseptic - kills germs that hide in your mucus
It destroys bad bacteria that lives in your mouth, stomach, and intestines
It helps to dissolve mucus so when you have a cold or cough you recover quicker.
The combination of 8 oz of water and lemon greatly cuts into your thick mucus that builds up in your bronchial tubes.
Helps to cleanse your blood and clean blood makes your lung tisse...
Hearing aid > Lemons for Asthma Attacks and Other Illnesses
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Algebra Software
by: Neven J
Algebra Software
Put an end to confusion in algebra with the revolutionary software AlgebraSolver that helps you solve all problems while making sure you understand each step while doing so. With the use of this software, algebra will never again be a frustrating exercise that leaves you totally baffled and at a loss for answers.
A product of the Softmath company, the algebra software AlgebraSolver is a godsend for math students like you. It will solve any algebra problem you give it. It's like having a resident algebra teacher in your PC, only better because it is always there when you need it and it can patiently explain each step in the process of problem solving.
This amazing software can be yours for just $67, assuring more than great value for money by significantly increasing your comprehension of algebra. With AlgebraSolver you will never again be left puzzled about how an algebra solution...
Algebra Software
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Your Vacation First Aid Kit
Your Vacation First Aid Kit
by: Peter Shannon
Your vacation supplies must include a first-aid kit.
Have it available while traveling and take it with you whenever you go walking, hiking, or any activity that takes you away from civilization.
You can use just about any type of container for your first-aid kit. It's best if the container is lightweight, like plastic, and has a good lid. A handle can be useful also. A small toolbox, lunchbox, fishing tackle box or even kitchen Tupperware would work.
Here is a list of things to consider including in your vacation first-aid kit. This is not a comprehensive list and you may have other items to add.
You should have some sterile gauze with adhesive tape and scissors to cut them. Make sure the scissors are sharp. Also multiple sizes of band-aids. Tip: Sanitary napkins are sterile and make good compresses to stop bleeding.
To clean cuts and wounds include antibiotic cream, hydrogen...
Your Vacation First Aid Kit
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How To Be Public Speakers? Check Out Public Speaking Courses
How To Be Public Speakers? Check Out Public Speaking Courses
by: James Masterson
Public speaking is an important course though most might think they do not need one. The skills you acquire in public speaking are certainly helpful in your everyday work routine, interacting with people and practically in your social life.
In studying public speaking, you would learn to say what you mean, develop self-confidence, learn more about yourself and how to relate with others and of course enjoy the freedom of speech.
A public speaking course would help you organize your thoughts so that your audience may fully understand your message the way you want them to understand it. You will learn, too, how to speak clearly but interestingly before an audience using verbal and non-verbal expressions. You acquire effective speaking and delivery techniques. Aside from these skills, you also develop sensitivity to the needs of others and the delivery of messages...
How To Be Public Speakers? Check Out Public Speaking Courses
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Types of Batteries
Types of Batteries
by: Jeff Anderson
Are you confused by the terms thrown around on batteries.such as Magnesium or Zinc-Carbon? We will walk you through a brief definition of each type of Alkalinee Batteries. Types of alkaline non-rechargeable batteries include:
Zinc-Carbon. Zinc-carbon cells, also known as "Leclanch?" cells, were the first widely used household batteries. Rated at 1.5 volts per cell, they are much lower in cost compared to alkalines, but also have a lower energy density. Available in AAA, AA, C, D and 9-volt sizes, common applications are toys, remote controls, flashlights and other household items. Zinc-carbon cells, also known as "Leclanch?" cells, were the first widely used household batteries. Rated at 1.5 volts per cell, they are much lower in cost compared to alkalines, but also have a lower energy density.
Zinc-Chloride: Heavy-duty zinc chloride batteries (ZnCl2) are the result of technological advances in zinc...
Types of Batteries
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Applying For and Getting Social Security Disability Benefits Hearing aid
Using Excel Payroll Sheet to Make Payroll System Easier
Using Excel Payroll Sheet to Make Payroll System Easier
by: Sara Jenkins
For the employees, payday is the brightest day; they finally get the compensation they so well deserve for the services they rendered. For the employer, this could be nerve-wracking, not because they don?t want to pay their employees, but because some employers have a hard time calculating the payroll. Some have systems that are too complicated for them, while some are just not experienced...
payroll Applying For and Getting Social Security Disability Benefits Hearing aid Using Excel Payroll Sheet to Make Payroll System Easier
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Get Your Car Ready for Winter
Get Your Car Ready for Winter
by: Marilyn Pokorney
Driving in winter conditions tests your car to the limit.
If something isn't working properly under the best
conditions it certainly isn't going to work when it's cold
and stormy. Here are some tips to keep your car running
well in the winter.
The first thing to check before the weather gets cold is the
anti freeze level. Not only how much fluid is in the
radiator, but also the ratio...
Applying For and Getting Social Security Disability Benefits
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Applying For and Getting Social Security Disability Benefits Hearing aid
How To Start Buying Cars An Online Auction
How To Start Buying Cars An Online Auction
by: Pradeep Aggarwal
So you have decided to enter into the world of car auction. The very idea of looking at so many small and big cars on your screen is exciting to say the least. But what most of us fail to realize is what exactly we are looking for. And need to about the laws prevailing. It is important that you know everything about car auctions before you jump into the fray.
The first and foremost thing is...
Applying For and Getting Social Security Disability Benefits
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